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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following items is least likely to be recorded?

A) mechanic's lien
B) satisfaction of mortgage
C) bill of sale
D) mortgage lien

2. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

A) Record in the county where the property is located a certified copy of John's death certificate.
B) Nothing is required.
C) Probate the estate of John.
D) Record a certified copy of a probate court order of John's estate distributing the home to Kate.

3. Title insurance NOT covering the insured for unpaid property taxes, which are NOT known at the time of closing, would be considered a

A) covenant.
B) judgment.
C) standard exception.
D) federal lien.

4. An agent who collects money from an insured and holds it for payment to the insurer is

A) commingling funds.
B) providing coverage.
C) wrongfully withholding funds.
D) acting in a fiduciary capacity.

5. Which of the following is NOT effective with a Quit Claim Deed?

A) Conveyance of title interest.
B) Warranty of title.
C) Stops grantor from asserting rights.
D) Remove clouds on title.

Solutions: